RETIREMENT

Retirement: The Marshall Art of every day feeling like a Saturday, except you’re in bed by 9:00pm. Retirement is the magical time when you stop working for money and start making your money work for you, hopefully without burning through it faster than you can say “early-bird special.” You spend decades building a nest egg, and now it’s time to figure out how to crack it open without breaking it entirely. But here’s the kicker: no one hands you an instruction manual. Retirement topics include determining your 401(k) contribution, the 4% rule, calculating how much money you’ll need for retirement, and when you should start taking social security benefits, to name a few. The big takeaway? Retirement is freedom, but only if you prepare. So treat your golden years like a strategic game of chess: plan a few moves ahead, watch out for surprise expenses, and never underestimate the power of compound interest or a good coupon.